Tools
Affordability & Calculators
Work out what you can afford on your income (or combined income), your bond repayments with extra-payment savings, and the once-off costs of buying.
11.75%
20 years
You could qualify for a bond up to
R 1,245,724
Combined Gross IncomeR 45,000
Max Instalment (30% of gross)R 13,500
Disposable IncomeR 30,000
Affordable Repayment UsedR 13,500
Based on the standard bank affordability convention of 30% of gross (combined) income toward a home-loan repayment, capped by disposable income, over 20 years at 11.75%. Indicative only — final approval rests with the bank (NCA-regulated).